Business services, namely, providing accounting information and preparing business reports on credit card, loyalty card, car rental and other personal financial and identity transactions for businesses and individuals; business services, namely, providing information and reporting on personal financial and identity transactions to businesses and individuals, namely, monitoring consumer credit reports and providing an alert as to any changes therein for business purposes; online services for management of merchant payments and point of sale transactions, namely, business and financial records management via the internet; credit card registration services