Providing downloadable mobile applications to provide and facilitate credit services, namely, processing of credit card applications, authorizations, payments and account management services, authorization, underwriting, authorization and fraud detection services, electronic access to and transfers to and from financial accounts, namely, credit card and revolving credit payments, automated clearinghouse and processing from customer deposit accounts, providing payments to merchants for the purchase of goods/services purchase, transferring funds to/from financial institutions and issuing banks

Point of sale and point of transaction services, namely, offering promotional programs at point of sale; administration of credit card consumer loyalty programs which provides programs that allow businesses to offer financing and/or rewards to customers; marketing of credit cards and revolving credit for others

Financial services, namely, credit card and revolving credit services in the nature of applications, authorization, underwriting, verification, card issuance, financial administration, payment processing, and account management services; electronic credit card and revolving credit authorization, and underwriting; point of sale and point of transaction services, namely, credit application processing, payment transaction and account authorization services, account management services, promotional financing and credit card and revolving credit loyalty and rewards programs; facilitating credit services through electronic means and mobile devices, namely, processing of credit card and revolving credit applications, authorizations, payments and account management; credit card and revolving credit financing programs, namely, underwriting financing programs that allow businesses to offer payments, financing and/or rewards to customers; promotional financing for purchases through the use of general purpose credit cards and revolving credit; promotional financing for purchases through the use of general purpose credit cards and installment loans; installment loans; providing and facilitating credit services, namely, accepting and processing of credit card applications, authorizations, payments and account management services, electronic access to and transfers to and from financial accounts, namely, credit card and revolving credit payments, automated clearinghouse and processing from customer deposit accounts, providing payments to merchants for the purchase of goods/services purchase, transferring funds to/from financial institutions and issuing banks through on-line computer web site access and mobile devices

Electronic monitoring of credit card activities to detect fraud