Full line of banking services; Savings and checking account services; Money market account services; Certificate of deposit services; Automated teller machine services; Direct deposit services; Payroll deduction services, namely, payroll tax debiting services; Telephone banking services; Share draft/check order transaction processing services; Online banking services; Overdraft protection services; Automobile financing services; Construction financing services; Mortgage banking, brokerage and lending services; Home equity loan services; Home improvement loan services; Wire and electronic funds transfer services; Credit card, check card and debit card services; Insurance brokerage services; Financial, investment, retirement and brokerage services featuring individual retirement accounts, Roth IRAs, and share certificates; Debt consolidation services; Traveler's check issuance services; and Direct, automatic and online bill payment services; Trust services, namely, estate trust management and planning services and real estate trustee services; Wealth management services; Consumer and commercial leasing services