Financial services, namely, financial authentication services in the nature of verification for access to banking services, electronic payment transactions and transfers of funds; authentication of credit card and debit cards, namely, credit card verification; payment services, namely, credit card and payment card processing services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; credit card payment processing services; financial transfer and transaction services, namely, credit card and debit card transaction processing services; financial services, namely, facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services, namely, providing secure commercial transactions and payment options; payment verification services provided via computerized biometric authentication; financial screening and verification in the nature of credit card verification and business credit verification; financial services to combat fraud, namely, fraud reimbursement services in the field of credit card purchases; financial intelligence and financial reporting services, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; authentication and verification services, namely, funds and payment verification services relating to payments or transfer of funds

Authentication of identity, namely, providing authentication of personal identification information to reduce fraud in credit, debit, and stored value card transactions; financial verification services to combat fraud, namely, fraud detection services in the field of banking; providing user authentication services in e-commerce transactions and payments