Franchising services, namely, offering to others assistance in the establishment and operation of insurance agencies, namely, assistance in the establishment and operation of personnel and business training techniques, sales techniques, marketing and advertising techniques, record-keeping and accounting methods pertaining to the business of various personal lines and commercial lines insurance products including, home, auto, life, commercial property and casualty, and workers' compensation insurance products

Insurance administration in the field of home, auto, life, commercial property and casualty and workers' compensation insurance products; Insurance agency and brokerage; Insurance consultation; Insurance premium rate computing; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network