Downloadable software application for transferring money; downloadable software application for managing bank accounts and bank cards; downloadable software application for loading funds onto a magnetically loaded stored value and prepaid card which can be used to make purchases on- and off-line at retail merchants; downloadable software application for managing, controlling, accessing and moving funds to and from bank accounts, bank cards, stored value cards, and prepaid cards; magnetically encoded credit cards; magnetically coded stored value cards for making purchases at retail stores

Financial consumer services, namely, money transfer; financial consumer services, namely, providing financial services to consumers in the nature of account bill payment services, account payment verification services, credit card account payment processing services, savings account deposit services, electronic remote check deposit services, account withdrawal payment processing services, and account withdrawal prepaid debit card and credit card transaction processing services; consumer financial services, namely, consumer lending services providing loans to consumers; consumer financial services, namely, providing consumer goods financing; consumer financial services, namely, providing rent-to-own financing for consumer goods, and lease-purchase financing of consumer goods; consumer financial services, namely, money transfer services; consumer financial services, namely, consumer lines insurance, namely, insurance brokerage services; consumer financial services, namely, credit card services in the nature of credit card verification and authorization services, credit card payment processing services, and issuing of credit cards; consumer financial services, namely, issuing prepaid debit cards, issuing secured credit cards, processing credit and debit card payments, financing of loans, and loyalty coupon payment processing; providing cash and other rebates for credit and prepaid debit card use as part of a customer loyalty program