software for enabling mobile banking; software for enabling electronic payments; software for near field communication for facilitating mobile banking solutions; software for near field communication devices, namely, mobile telephones, smart card readers, and proximity payment devices known as encoded contactless smart cards containing programming used to enable payment transactions and data transfer, and for identity authentication

Marketing and advertising services; providing marketing information, analysis and advice; market analysis; direct market advertising for others; advertising via the internet or via mobile communications for others; compilation and management of business and customer data in the nature of business information management; compiling and maintaining information about promotional schemes, vouchers and other tokens of value for advertising, promotional, or marketing purposes; promotional services for others, namely, the dissemination of vouchers and other tokens of value of others via the internet, mobile communications or email

Provision of financial information; banking services; electronic payment services, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, pre-paid cards, electronic check, electronic payments, and financial transaction processing services; money transfer services; credit card, debit card and charge card services by means of electronic communication networks; issuing of vouchers for payment of goods or services; providing information in the nature of financial information via the internet or via mobile communications about vouchers and other tokens of value

Telecommunications services, namely, telecommunication access services; electronic message services, namely, electronic message transmission; delivery of electronic media and data by telecommunications; near field communication services, namely, transmission of information by means of near field communication; dissemination, namely, transmission of vouchers and other tokens of value via the internet, mobile communications or email

Information technology consultancy relating to mobile banking solutions; computer software design services relating to mobile banking solutions; design of information systems relating to banking, payments, retail and telecommunications; hosting services and software as a service, namely, hosting software for use by others for use for transaction management in the field of banking and finance; platform as a service featuring computer software platforms for use in database management in the field of banking and finance