Online advertising and marketing services in the nature of geolocation marketing to credit card consumers via mobile application; promoting and marketing the goods and services of others by distributing advertising material, coupons and discount offers via push messages, all associated with the use of private label and co-branded credit cards and related private label and co-branded payment processing services

Financial services, namely, electronic and non-electronic transaction processing of private label and co-branded credit cards, and bill payment services; financing in the nature of credit card services; online financial services for businesses, namely, credit card transaction processing services, credit card account verification and authorization, and bill payment services; online financial services for businesses, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data electronic payment; credit card, debit card and stored value card transaction processing services; electronic funds transfer; collection agencies; debt recovery and collection agencies