Correspondent banking and financial services for community banks and bankers, namely, processing image cash letter deposits, end-of-day settlements; coin and currency order services; providing certificates of deposit to financial institutions and bank holding companies; international check collections and currency exchange services; issuing letters of credit and bank drafts; domestic and international ACH and wire transfer services; administration of federal funds transactions; offering federal lines of credit; financial services, namely, buying and selling loan participations; brokerage services for bank stock; providing direct loans; municipal leasing to assist community banks in attracting and retaining relationship with their municipalities and public services