Currency trading; currency exchange services; currency transfer services; financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network for direct digital real property transactions, fractional ownership transactions and usage of real property transactions; financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network for direct digital personal property transactions, fractional ownership transactions and usage of personal property transactions; offering real estate fractional ownership programs to others; offering real estate properties, boats and yachts, and farms fractional ownership programs to others; financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network