Wearable digital electronic devices comprised of sensors, processor and software for detecting and processing biorhythmically authenticated electrocardiogram (ECG) or electroencephalogram (EEG) for use in verifying credentials for use in connection with Internet payment transactions; computer programs, downloadable computer programs and mobile device software for detecting and processing biorhythmically authenticated electrocardiogram (ECG) or electroencephalogram (EEG) for use in verifying credentials for use in connection with payment transactions

Providing temporary use of non-downloadable computer programs for detecting and processing biorhythmically authenticated electrocardiogram (ECG) or electroencephalogram (EEG) for use in verifying credentials for use in connection with payment transactions