Downloadable software for processing electronic payments and for transferring funds to and from others; Downloadable software for providing banking and financial services, namely, credit card services, processing and transmission of bills and payments thereof via a global computer network; downloadable software in the nature of a mobile application to authenticate the identity of the user for electronic payments; Magnetically encoded credit cards

Financial affairs and monetary affairs, namely, financial information, management and analysis services; Issuance of life, health, and accident insurance; insurance information services; insurance brokerage services; Financing of real estate development projects, real estate financing services; real estate escrow services; real estate lending services; banking services; Financial services, namely, electronic funds transfer; provision of banking and financial services, namely, credit card services, processing and transmission of bills and payments thereof via a global computer network; Credit card services; issuance of credit cards; currency exchange; home banking; electronic funds transfer; online banking; bill payment services with guaranteed payment delivery and brokerage of money market funds, all via a global communications network; Provision of mobile electronic payment services for others Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; credit card payment processing