Administration of business payroll for others; Advertising services, namely, promoting the gift cards of others; Affiliate marketing; Financial intermediary services, namely, facilitating the channeling of funds between lenders and borrowers by connecting those with a financial surplus with those having a financial deficit; On-line layaway services for retail merchandise; On-line retail store services featuring a wide variety of consumer goods of others; On-line retail store services featuring a wide variety of consumer goods of others that may be purchased on a layaway basis; Payroll administration and management services; Payroll preparation; Payroll processing services; Promotional services, namely, promoting the goods of others by means of providing online gift cards; Providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; Retail jewelry stores; Scrap dealerships; Wholesale and retail store services featuring jewelry