Financial services conducted via electronic communications networks, namely, electronic funds transfer; bill payment services; cashless purchasing services for merchants and consumers whereby purchase monies are held in trust and sent to merchants upon sales to consumers; stored value card services, namely, the services of processing electronic payments made through prepaid cards and the issuing and loading of funds on such pre-paid cards; electronic money issuance and transfer services; direct deposit of funds into customer bank accounts

Providing financial fraud protection and prevention