Interactive computer kiosks comprising computers, computer hardware, computer peripherals, and computer operating software, for use in closing consumer-driven sales transactions; secure-access computer system comprising computer hardware and software that allows authorized individuals to upload, view, copy, print, download and share documents and images for the purpose of conducting consumer-driven transactions; downloadable web based applications that allow authorized individuals to download, view, copy, print, and share documents and images for the purpose of conducting consumer-driven sales transactions and access to cloud-based secure storage that allows upload of documents and images for storage and retrieval

Software as a service (SAAS) featuring software for transaction processing, information collection, information disclosure, document review and approval of consumer-driven sales closing transactions; providing temporary use of non-downloadable web based applications that allow authorized individuals to download, view, copy, print, and share documents and images for the purpose of conducting consumer-driven sales transactions and access to cloud-based secure storage that allows upload of documents and images for storage and retrieval