Administering legally mandated and employer-sponsored employee leave-of-absence and disability leave programs as well as employee leave programs covered by the Family Medical Leave Act; medical cost management and cost containment services involving insured and self-insured workers' compensation, disability, and liability claims

Insurance claims adjusting services, compiling and analyzing claims-related statistics, data, and other sources of information for financial and insurance risk management purposes, insurance loss prevention and control services, and structured settlement services for liability claims in the fields of property and casualty insurance as well as for self-insurance programs; claims administration of insured and self-insured employee medical and dental benefit plans, employee wellness programs, and COBRA; administration of flexible-spending accounts concerning employee health and welfare benefits; insurance agency and brokerage services