Payroll administration and management services; business administration of payroll deduction services; administration of a discount program for enabling participants to obtain discounts on goods and services, pharmaceuticals, drugs, hearing aids and screenings, mail order diabetic supplies, mail order vitamins, medical equipment through use of a discount membership card

Insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, medicare supplement insurance, payroll insurance; payroll tax debiting services

Providing temporary use of on-line non-downloadable user interface software for payroll deduction