Computer programs for use in processing electronic payments; Computer software for user access and communication authentication, and for controlling access to and communications with mobile devices and computer networks for use in the field of electronic commerce

Administration of a customer loyalty program which provides the opportunity for card members to earn rewards, discounts and prizes

Financial services, namely, credit card and debit card transaction processing services; clearing and reconciling financial transactions via global communications networks; providing electronic processing of electronic funds transfer, ACH, credit and debit cards, and electronic payments via software programs

Providing temporary use of online non-downloadable computer programs for use in processing electronic payments; providing temporary use of online non-downloadable software for user access and communication authentication, and for controlling access to and communications with mobile devices and computer networks for use in the field of electronic commerce