Banking and financing services; Check processing; Credit card payment processing services; Credit card transaction processing services; Financial services, namely, electronic remote check deposit services; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Providing cash and other rebates for credit card use as part of a customer loyalty program; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments