Providing financial services via wireless networks, a global computer network and mobile telecommunications devices, namely, banking, credit and debit card services, and issuing stored value cards; electronic cash transactions; financial transaction services, namely, providing secure commercial transactions and payment options; providing financial information via a global computer network, wireless networks, and mobile communication devices; financial analysis and research services; financial services, namely, electronic processing of payment data for retail and wholesale merchants, including online retail and wholesale merchants, via mobile phones and other mobile telecommunication devices