Computer hardware and software for use in processing point-of-sale transaction information, for collecting, storing and analyzing data, and for generating reports, all in the field of retail business management; computer software for use on a mobile device in the field of electronic payments and commercial transactions; secure payment processing system comprised of a software application and an optional card reader for use in connection with cellular phones to accept electronic payments and commercial transactions, encrypt data, capture and store signatures, and process payments and commercial transactions

Providing online, non-downloadable software for use in processing point-of-sale transaction information, for collecting, storing and analyzing data, and for generating reports, all in the field of retail business management; Providing online, non-downloadable software for use by vendors and suppliers to offer goods and services to retail businesses and for retail businesses to review and obtain offerings of goods and services from vendors and suppliers