Computer software for clearing and reconciling financial transactions, electronic funds transfers and payments via electronic and optical communications networks; computer software for processing payments to and from users of telephones, computers and mobile and electronic communication devices; computer e-commerce software for enabling the purchase of goods and services of others via electronic or optical communications networks by allowing users to perform electronic transactions

Clearing and reconciling financial transactions via electronic and optical communications networks; electronic payment services, namely, enabling the purchase of goods and services of others via electronic or optical communications networks by establishing accounts to be used to purchase goods and services; transfer of funds via electronic and optical communications networks and telephones, computers and mobile and electronic communication devices; administering of financial transactions for credit cards, debit cards, and stored value cards; prepaid purchase cards services for allowing users to transfer value via electronic or optical communications networks

Providing temporary use of non-downloadable software for clearing and reconciling financial transactions in the field of electronic funds transfer and payment services and electronic payment services; providing temporary use of non-downloadable software for processing payments to and from users of telephones, computers and mobile and electronic communication devices; providing temporary use of non-downloadable e-commerce software for enabling the purchase of goods and services of others via electronic or optical communications networks by allowing users to perform electronic transactions; providing temporary use of online non-downloadable software for transferring funds via electronic and optical communications networks and telephones