Apparatus for recording, transmission or reproduction of sound and images; computer storage devices, namely, blank flash drives; prerecorded digital video discs and compact discs featuring programs in the fields of financial planning, lifestyle management, and personal development, namely, self-improvement and self-fulfillment; flash memory cards; computer software for financial planning, lifestyle management, and personal development, namely, self-improvement and self-fulfillment; computer software for creating and displaying personalized computer desktop backgrounds; downloadable electronic publications in the nature of books, workbooks, journals, brochures, reports, manuals, newsletters, magazines, and periodicals in the fields of financial planning, lifestyle management, and personal development, namely, self-improvement and self-fulfillment