Providing temporary use of on-line non-downloadable software for website development;   Providing temporary use of on-line non-downloadable communication software to enable users to exchange and transfer data between two different cell phones, smart phones, computer terminals, wireless devices, handheld computers, portable computers, and computer stations;   Providing temporary use of on-line non-downloadable software for the transmission of data between two communications devices, applications, recorders, namely, media players, mobile phones, electronic book readers, tablets, personal computers, televisions, appliances, netbooks, wireless head sets, point of sale computers, cash registers, touch-screen devices, dongles for point of sale computers;   Providing temporary use of online non-downloadable computer software for designing and administrating merchant and consumer loyalty program rewards, offers, coupons, gifts, tickets, payments, social applications, social media, virtual currencies, redemption, lottery, queuing, voting, user identification, remittances, virtual wallets, location and content discovery, reviews and feedback