Financial transaction services, namely, providing point of sale financial commercial transactions via wireless devices, handheld electronic devices, and mobile devices, namely, mobile phones, smart phones, portable media players, handheld computers, tablets, and personal digital assistants; providing payment processing services, namely, credit and debit card transaction processing via wireless devices, handheld electronic devices, and mobile devices, namely, mobile phones, smart phones, portable media players, handheld computers, tablets, and personal digital assistants