Computer programs and manuals therefor furnished as a unit for billing and payment administration, for voice interaction with the Internet, and real time and stored data, voice, and video communications using telephones, computers, other access terminals, radio, electromagnetic waves, and other signals, local area networks, and wide area networks

Credit card transaction processing services, namely, facilitating credit card, debit card and electronic check transactions of others over the Internet and over terminals and servers in a local area network

Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of collecting information for and handling electronic commerce transactions, for handling and managing retail and merchant transactions over the Internet, and for browsing and searching over the Internet; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of product purchasing, fund distribution, and fund reconciliation and for controlling disbursements and credits and creating an audit trail; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of processing electronic payments, electronic billing and invoicing, check conversion and imaging; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for purposes of user identification and authentication, namely, text-back verification and authentication and blended authentication techniques; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of preventing the accidental, unintended, or unauthorized dissemination, discovery, capture, or use of personally identifying, financial, and health information or data; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of providing information, data, and privacy security, namely, encryption and data segregation; Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of furnishing identity theft protection, data storage and archiving, and sensitive information identification and isolation; and Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of providing data security intrusion alerts; Computer programming for others; Technical support services, namely, troubleshooting in the nature of diagnosing computer hardware and software problems; Technical support services, namely, troubleshooting of computer software problems; consulting and repair services for software