Providing banking services, electronic banking services, mortgage loan services, mortgage banking services, mortgage administrative services, namely, mortgage procurement for others, home loan services, namely, mortgage lending services, home equity loan services, second home mortgage services, namely, providing second home mortgages, consumer loan services, commercial loan services, loan approval services in the fields of consumer loans, commercial loans and mortgage loans, deposit account services, namely, certificate of deposit account services, banking account services, namely, providing bank account information by telephone, savings account services, checking account services, and automated cash management account services that permit customer access to bank account information and account balances through personal computers or electronic terminals; and providing online information, data, instructions, namely, financial advice, commentary in the nature of financial information, financial information in the nature of checking and savings account balances and transactions and financial reports, in the fields of banking, electronic banking, money lending, mortgages, mortgage loans, mortgage banking, mortgage administration in the nature of mortgage procurement, home loans in the nature of mortgage lending, home equity loans, second home mortgages, consumer loans, commercial loans, loan approvals in the fields of consumer loans, commercial loans and mortgage loans, certificate of deposit accounts, savings accounts, checking accounts, certificates of deposit, and automated cash management accounts that permit customer access to bank account information and account balances through personal computers or electronic terminals