Banking, electronic payment processing services, namely, payment and receipt of money as agent accessible through telecom devices and services; provision of information relating to finance via wireless communications; stock brokerage via wireless communications; electronic payment processing services through mobile phones; electronic payment processing services through the Internet; electronic payment processing services through computer networks; home banking services through communication networks; bill payment services through communication networks; certified financial exchange and payment processing services through an online connection; provision of information in the field of real estate via the Internet through telecom devices; provision of information relating to insurance through telecom devices; provision of information relating to financial affairs through telecom devices