Encoded cards; computer and mobile downloadable software applications to redeem stored tokens of value in exchange for goods, services and cash; encoded cards and computer and mobile downloadable software applications to record, store, process, track, report and view information relating to transactions and payment orders; computer and mobile downloadable software applications to facilitate monetary donations; computer and mobile downloadable software platforms for securing or safeguarding sensitive personal data and documents; computer and mobile downloadable software platforms for facilitating online communications.

Gift card transaction processing services and loyalty program payment processing services; providing, processing and facilitating mobile and contactless payments.

Platform as a service (PAAS); platform as a service (PAAS) relating to computer, mobile and web application software platforms to record, store, process, track, report and view information relating to transactions and payment orders; platform as a service (PAAS) relating to computer, mobile and web application software platforms for securing or safeguarding sensitive personal data and documents; platform as a service (PAAS) relating to computer, mobile and web software platforms for facilitating online communications; platform as a service (PAAS) relating to computer, mobile and web application software platforms to facilitate monetary donations.