Application software; downloadable software applications (apps); payment cards being magnetically encoded; computer software; encoded cards for use in relation to the electronic transfer of funds; electronic financial transaction apparatus; cards encoded with security features for authentication purposes.

Debt advisory services; collection of debts; debt collecting; debt collection agencies; debt collection agency services; debt factoring; debt management services; debt recovery; debt recovery agency; debt restructuring; national debt collection; reclamation of outstanding debts; recovery of debts; financial advice; financial credit services; financial payment services; financial services; personal financial planning services; advancement of funds; financial transaction services; payment transaction card services; transfer of funds; credit character investigations and reporting; advice relating to loan recovery services; collection of payments; organising financial collections; organising of debt collections; organisation of monetary collections; organisation of financial collections; debt collection services; personal finance services; collection of fees, payments or tolls (for others).

Provision of online non-downloadable software (application service provider); online provision of web-based applications (non-downloadable); software as a service (SaaS); design of computer software; development of computer software application solutions; verification of personal identification (computer security); development of computer platforms; user authentication services using single sign-on technology for online software applications; online provision of web-based software (non-downloadable).