Electronic wallet payment services, namely, processing of electronic wallet payments and bill payment services provided via an electronic wallet; financial transaction processing services, namely, clearing and reconciling financial transactions via computer and communication networks; electronic payment services involving electronic processing and subsequent transmission of bill payment data; bill payment services; cash management; credit card transaction authorization services; debt settlement services; electronic funds transfer services; credit card, debit card, and gift card transaction processing services; merchant services, namely, payment transaction processing services; providing electronic mobile payment services for others through processing of contactless credit and debit card payments, processing of credit card payments, and processing of electronic wallet payments; financial transaction services, namely, providing secure clearing for commercial transactions via electronic communication networks; financial services, namely, enabling electronic transfer of funds for others via electronic communications networks; cash management services, namely, electronic cash transaction disbursement services and electronic cash transaction authorization and debt settlement services; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; financial transactions authorization by providing secure commercial transactions and payment options and collection of money owed from settlement services, cash management services, namely, electronic cash transaction disbursement services and electronic cash transaction authorization and debt settlement services