Downloaded computer software and hardware for processing electronic payments; Downloaded authentication software for controlling access to and communications with computers and computer networks; Downloaded computer and telecommunications hardware, downloadable software and peripherals for processing payments to micro, small and medium-sized enterprises (MSMEs) and providing the ability of customers to make electronic payments in the field of telecommunications; Downloaded financial software and accessories for mobile devices, cash registers, and financial software for other point of sale systems, namely for facilitating and authenticating electronic payments; Downloaded software to allow users to perform electronic business transactions; Computer hardware and recorded software that provides analytic tools for payment processing, to create, manage and optimize customer relationships and loyalty programs, and for business optimization; data processing equipment, computers; Recorded computer software for facilitating the processing of payments carried out on customer's behalf, crediting the funds received from such payments on customer's account and settling such funds; Recorded computer software to facilitate payment processing; downloadable software

Business management services related to payment processing and tracking; business services, namely, the creation and provision of customer relationship and loyalty program services and tools for businesses, for commercial, promotional and/or advertising purposes; business optimization services, namely, business management consulting with relation to strategy, sales and operation with the use of analytic and statistical models for the understanding and predicting of consumers, businesses, and market trends and actions; marketing and promotional services, especially promoting the goods and services of others; facilitating the exchange of business information between and among customers and businesses related to e-commerce transactions; distribution of advertising materials for others; dissemination of advertising for others via public and private wireless networks for display on mobile devices; electronic commerce services, namely, the provision of consumer information about products via telecommunication networks for advertising and sales purposes

Financial services, namely, in-person credit and cash card payment processing services using customers' mobile devices, a proprietary software application, and/or a card reader device; credit card and debit card transaction processing services; clearing and reconciling financial transactions via global communications networks; Providing electronic processing of credit card transactions and electronic payments via a global computer network; insurance brokerage services; financial services for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other forms of payments; electronic credit card transaction processing services; electronic debit transaction processing services; electronic cash transaction processing services; payment transaction processing services; payment processing services, especially, credit card, debit card and gift card transaction processing services; financial transaction services, especially, providing secure commercial transactions and payment options using a mobile device at a point of sale; services for reconciling, namely, processing payment transactions based on credit cards, debit cards, gift cards, and other forms of payment; the provision of financial information between and among customers and businesses related to e-commerce transactions; cashless payment processing services via mobile telephones and SMS; electronic money transfer and payment processing services; registration and validation of cashless payments, namely, payment verification services; advisory and information services relating to all the aforesaid services

Electronic transmission of data and documents via computer terminals, namely, electronic transmission of credit card, debit card, and gift card transaction data and related information, merchant-customer communications, and advertising and promotional materials; Electronic transmission of data via computer terminals, namely, providing electronic transmission of financial and business information between and among customers and businesses; electronic transmission of e-commerce transaction data and information; electronic transmission of advertising programs and media advertising communications via digital communications networks; providing online electronic messaging services; Providing on-line forums for transmission of messages among computer users; Chatroom services for social networking; Providing access to databases; Electronic data transmission for dialogue and communication with other computer users in relation to financial topics; telecommunications services, namely, email and messaging services

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks