Downloadable software for on-line shopping featuring functions of online payment processing, automating and streamlining consumer shopping behavior by integrating on-line ordering trends, and tracking the delivery process of purchased products, used in the operation of on-line shopping malls; downloadable computer application software for mobile phones, portable media players, handheld computers, namely, software for on-line shopping featuring functions of online payment processing, automating and streamlining consumer shopping behavior by integrating on-line ordering trends, and tracking the delivery process of purchased products, used in the operation of on-line shopping malls; downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; phonograph records featuring music; downloadable multimedia files containing audio, artwork, video and text in the field of business, commerce, online shopping, sports, e-sports, foreign language, kindergarten education, vocational education, correspondence course, art exhibition, artwork, artistic performances, music, show entertainment, leisure activity, online game, travel, cooking, movie and TV show, photograph, interior design, gardening, fashion, beauty, health care and pet care; recorded data files, namely, recorded electronic data files featuring statistics relating to online consumer shopping habits and behavior; downloadable electronic coupon for consumers; downloadable electronic publications in the nature of magazines, books, catalogues, brochures in the field of e-commerce; downloadable electronic publications, namely, manuals in the field of e-commerce

Brokerage of purchase payment; brokerage of mobile payment; providing cash and other rebates for credit card use as part of a customer loyalty program; providing rebates at participating establishments of others through use of a membership card; issuance of discount coupons in the nature of tokens of value; electronic processing of payments for credit cards; e-wallet bill payment services via mobile applications; e-wallet bill payment services via a website; bill payment services provided via wireless telecommunications apparatus and devices; issuance electronic coupons in the nature of tokens of value via smart phones; issuance of electronic gift certificates which may then be redeemed for goods or services; issuance of mobile discount coupon in the nature of tokens of value; processing of electronic wallet payments for others; processing of payment transactions for electronic money and credit cards; credit and debit card payment processing services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; electronic payment services involving electronic processing and subsequent transmission of bill payment data; automated payment services; money payment services, namely, money order payment guarantee services; financial transaction services, namely, providing secure commercial transactions and payment options via restaurant point of sale systems; issue of gift certificates which may then be redeemed for goods or services