Financial information; financial information processing; financial information provided by electronic means; financial research and information services; provision of financial information; provision of financial information services to banks; provision of financial information services to lenders; provision of financial information services to customers; provision of financial information via a web site; payment initiation services, including provided online; charge card and credit card payment processing services, including those provided online; merchant services, namely, electronic payment transaction processing services, including those provided online; and payment verification services, including those provided online