Downloadable computer application software for mobile phones, namely, software for speech recognition; downloadable computer application software for using artificial intelligence for producing financial models; downloadable computer software for searching, retrieving, browsing and accessing information, websites, and databases and resources on computer networks; computer software platforms, downloadable, for use by financial advisors for money management and financial asset transactions; electronic and magnetic identification cards for use in connection with payment for services, namely, cards encoded with security features for identification purposes; face recognition devices comprised of cameras and recorded facial recognition imaging processing software; point-of-sale terminals; virtual reality glasses; cameras; USB cables; electronic chips for the manufacture of integrated circuits; electric batteries