Credit bureau services; debt collection agency services; financial analysis; online banking; debt advisory services; issuance of tokens of value; issuance of credit cards; financial information; collection agency services, namely, organization of collections; collection agency services, namely, the acquisition, collection and servicing of non-performing loans; loans, namely, the acquistion, collection and servicing of non-performing loans; instalment loans; processing of debit card payments; processing of credit card payments; electronic funds transfer; providing financial information via a web site; financial evaluation, namely, evaluation of non-performing loans; financial evaluation, namely, evaluation of claims relating to non-performing loans; financial management; financial management of reimbursement payments for others; real estate management