Access control cards, encoded and magnetically encoded; Electronic apparatus for payment with magnetically encoded cards; Electronic apparatus for reading and decoding encoded cards; Banking cards, encoded and magnetically encoded, for issuance by financial institutions; Cards bearing coded data in magnetic form; Cards bearing electronically recorded data; Cards bearing integrated circuits; Cards encoded with security features for authentication purposes; Cards encoded with security features for identification purposes; Blank, encoded cards incorporating electronic chips; Blank, encoded cards incorporating optical devices; Electronic chip cards containing information; Encoded key cards; Encoded electronic chip cards for use in relation to the electronic transfer of funds; Encoded programmes recorded on cards used to provide enterprise payment services, namely to facilitate payments, manage loyalty program points, card aggregation and control devices; Identification cards encoded with security features; encoded magnetic and electronic integrated cards; Integrated circuit cards for storing data; Programs recorded on magnetically encoded cards used to provide enterprise payment services, namely to facilitate payments, manage loyalty program points, aggregate data and control devices; Storage cards and encoded smart cards; Data security apparatus, namely, USB computer security keys; Apparatus for receiving cash payments, namely, electronic payment terminals

Card accessed banking services; Card operated financial services, namely, enterprise payment services, namely, to facilitate payments, manage loyalty program points by processing payment services and providing cash and other rebates, and aggregate financial and payment data; Payment transaction card processing services

Computer software design; Computer security services, namely, design and development of secure computer hardware, software and systems; Data security services, namely, design and development of software and hardware firewalls; Network security services, namely penetration testing and risk assessment of electronic networks; Research and development of products; Research relating to data processing software and hardware; Research relating to technology, namely, research services in the field of information technology; Research relating to telecommunication, namely, research services in the field of telecommunication technology