Downloadable software; firmware; computer software for inter-network accounting in the telecommunications field; application software; computer application software; software and applications for mobile devices; downloadable mobile applications for the management of data; downloadable applications for use with mobile devices; downloadable application software for smart phones; image scanners; communication software; mobile software; process controlling software; computer software for encryption; computer software for business purposes; financial management software; computer software relating to financial history; computer software for wireless network communications; software for optical character recognition; software for facilitating secure credit card transactions; computer software for producing financial models; computer software for converting document images into electronic formats; computer communication software to allow customers to access bank account information and transact bank business; software for debt recovery; bar code readers