Computer peripheral devices; magnetically coded stored value cards, namely, gift cards, pre-paid telephone calling cards; blank optical discs; computer programs in the nature of downloadable software applications which provide quality of life credit consumption platforms, namely an intelligent artificial assistant with rapid response to user instructions, accurate assistant services, business resources, life class listing services, and consumer credit information; electronic pocket translators; data processing equipment in the nature of electronic book, digital book, and chip card readers; couplers, namely, electric couplings; data processing equipment; blank USB flash drives; computer memory devices; integrated circuit cards in the nature of blank smart cards