Financial, monetary and insurance services, namely, financial consultancy and insurance consultancy, financial evaluation for insurance purposes, appraisals for insurance claims of personal property, assessing insurance claims, claims adjustment in the field of insurance, financial evaluation for insurance purposes, insurance administration, insurance carrier services, insurance claims administration, insurance claims processing, insurance underwriting services for all types of insurance, underwriting insurance for pre-paid legal services; insurance services relating to assistance to persons in the event of water, gas or electrical leaks or faults, namely, writing property and casualty insurance; insurance brokerage; consulting and information concerning insurance; design and development of insurance policies for others, administration of insurance products for others in the fields of life, health, accident, fire, casualty, personal property, business property, finance and travel; providing insurance information via telephone; price appraisal of second-hand and used goods; advice and information relating to price appraisal of second hand and used goods; providing detailed information regarding administration of insurance products for others in the fields of life, health, accident, fire, casualty, personal property, business property, finance and travel; insurance brokerage and underwriting services provided to merchants in the nature of financial reimbursement for costs associated with accepting returned or exchanged goods previously purchased by customers, and insurance brokerage and underwriting services provided to merchants in the nature of accepting returned or exchanged goods previously purchased by customers; financial management of individual pension rights for others; information provided by telephone in the field of means of payment, namely, providing financial information by telephone; financial management and financial administration of pension plans and pension valuation services