Magnetically encoded cards, namely, charge cards, cash cards, bank cards, check cards, credit cards, debit cards, and cards for use with Automatic Teller Machines (ATM); magnetically encoded cards for carrying data, namely, cards containing data to verify an individual's identity; integrated circuit cards; blank smart cards; multifunction encoded magnetic cards, magnetically encoded cards for carrying data, integrated circuit cards, smart cards and multifunction cards, all for use as credit cards, debit cards and ATM cards for financial transaction and financial services; magnetically encoded cards for financial transactions, namely, bank cards, cash cards, charge cards, cheque cards, debit cards, credit cards, and automatic teller machine cards; encoded magnetic loyalty cards; blank magnetic data carriers; electronic card readers; apparatus for payment with encoded cards, namely, magnetic coded card readers and personal digital assistants used for payment and value exchange services and for enabling processing of other personal information services; point of sale magnetic coded card readers; cash dispensers; automatic teller machines, automatic paying-in and deposit banking machines; calculating machines; data processors; computers, computer programs and computer software used for the provision of banking services, financial services, bank account management services, monetary transfer services, payment services, financial analysis and financial reports, financial management services and information relating to banking and finance; prerecorded diskettes, CD-ROMS, DVDs in the fields of insurance, finance, banking and credit card services; computer software used for the provision of banking services, financial services, bank account management services, monetary transfer services, payment services, financial analysis and financial reports, financial management services and information relating to banking and finance and downloadable software upgrades therefore supplied on-line from computer databases, computer networks, global computer networks or the Internet; downloadable electronic publications, namely, newsletters, magazines, periodicals, pamphlets, leaflets, instructional materials and teaching materials, all being downloadable from computer databases, computer networks, global computer networks or the Internet, including web pages and web sites, and all in the fields of banking, insurance, finance and credit card services; computer software and telecommunications apparatus, namely, modems to enable connection to databases, computer networks, global computer networks and the Internet; computer software to enable searching of data in databases; computer software for facilitating or enabling access to business services, financial services, banking services, bank account management services, information services and e-mail services; structural parts and fittings for all the aforesaid goods

Paper, cardboard and goods made from these materials, namely, cards without magnetic coding in the nature of business cards and advertising materials, namely, business cards, posters and paper banners; printed matter, namely, newsletters, newspapers, magazines, pamphlets, leaflets, and periodicals in the fields of insurance, finance, banking and credit card services; photographs; stationery; adhesives for stationery or household purposes; artists materials, namely, art pads, art paper, art pictures, art prints, artists' brushes, artists' pastels, artists' pencils, artists' pens, arts and craft clay kits, arts and craft paint kits, art painting palettes, art and photograph portfolio cases, art etchings, art mounts, lithographs; paint brushes; typewriters, office requisites, namely, office lettering machines, paper shredders; printed instructional and teaching materials in the fields of insurance, finance, banking and credit card services; paper for wrapping and packaging; plastic bags for packaging; printers' type; printed publications, namely, brochures, pamphlets, booklets, catalogs, flyers, leaflets, newsletters, books and circulars in the fields of banking, insurance, finance and credit card services; advertising signs of paper or cardboard; brochures about banking, insurance, finance and credit card services; printed vouchers, bank cheques, cheque books, cheque books in the nature of savings account books; cards not magnetically coded for use in business transactions, namely, bank cards, cash cards, charge cards, cheque cards, debit cards, credit cards, and loyalty cards; cheque book holders

Advertising services; business management; business administration; providing office functions; business advice and information; business planning; business appraisals; business management assistance; business support in the nature of administrative processing of sales made on the internet; accounting services; economic forecasting and analysis for business purposes; market analysis and market research; profit and cash flow forecasting, analysis and planning, all being economic forecasting services; personnel management and employment recruiting consultancy; electronic data collection of business information and data processing services; computer database management, data processing, data verification in the nature of electronic signature verification services provided in connection with banking and financial services and computerized file management; computerized business information storage of business information, data, statistics and indices; credit card registration services; procurement, namely, procuring of contracts for the purchase of goods and labor contracting services on behalf of businesses; procurement, namely, procuring of contracts for others' businesses for the purchase of goods and labor contracting services; business administration services related to the administrative processing of sales and transactions made on a global computer network or the Internet; the bringing together, for the benefit of others, of business equipment, office supplies and office equipment, enabling customers to conveniently view and purchase those goods from a computer network website or an Internet website; business and commercial advice and information, provided by telephone or provided on-line from a computer database, computer network, global computer network or the Internet; customer care services, namely, customer relationship management; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; promoting the goods and services of others by means of the issuance of loyalty reward cards; arranging and conducting incentive reward programs for others to promote the use of financial accounts of particular financial institutions; advisory, consultancy, information and telephone information helpline services relating to all of the aforesaid services

Financial affairs, namely, financial planning, financial research, financial risk management, financial exchange, and financial forecasting; monetary affairs, namely, cash management investment fund administration, acquisition and transfer of monetary claims, monetary exchange and money order services; real estate affairs, namely, real estate management services; banking services; financial services, namely, financial consulting services; insurance services, namely, insurance brokerage and agency services in the fields of credit insurance, life insurance, home insurance and medical insurance; financial investment services in the fields of securities and real estate securities; mortgage lending services; pension services, namely, administration of employee pension plans and financial administration of retirement plans; financial retirement planning services; savings account services; bank account services, namely, savings account, checking account, money market and annuity accounts; current account services, namely, savings account, checking account, money market and annuity accounts; automated banking services; electronic banking, securities brokerage and funds transfer services; ATM banking services in the nature of cash dispensing services; cash card services; credit card services; debit card services; home banking; providing banking services via telephone; Internet banking; on-line banking; business banking services; foreign exchange information services and foreign exchange transactions services, financial transaction in the nature of currency exchange, foreign monetary strategy advisory service, provision of pricing information about money market rates; financial forecasting of foreign exchange rates; arranging and financing of loans; asset financing services; brokerage of stocks, bonds and securities; credit reporting services; business valuations; financial management; financial forecasting and planning; profit and cash flow financial forecasting and planning; international banking services; issuing letters of credit; provision of financial guarantees; electronic payment transfer services, namely, telegraphic processing and transmission of bill payment data; telegraphic payment transfer services, namely, telegraphic processing and transmission of bill payment data; financial services, namely, issuing and redemption of bank drafts; currency account transfer and exchange services; debt collection agencies for the collection of payment against shipping documents and bills of exchange; providing financial advice and information; insurance advice and information in the fields of life insurance brokerage, life insurance underwriting, agencies for non-life insurance, claim adjustment for non-life insurance, marine insurance underwriting, and insurance actuarial services; investment advice and information in the fields of securities and real estate securities; mortgage advice and information namely, buyer pre-qualification of mortgages for mortgage brokers and banks; pensions advice and information in the field of finance, financial investments, financial valuations, and the financial aspects of retirement; banking services, namely, providing bank account information and information relating to bank accounts; financial services in the nature of securing funds for others, financial portfolio management services for others, providing bank account information online, securities trading for others and electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services, all of which financial services being provided on-line from a computer database, computer network, global computer network or the Internet including via websites; information and advice relating to the aforementioned banking, finance, insurance, investment, mortgages, pensions and savings services, provided on-line from a computer database, computer network, global computer network or the Internet; advisory, consultancy and information services relating to all the aforesaid services