Business software, namely e-commerce software to allow users to perform electronic business transactions including the payment of bills via a global computer network; billing application software specifically designed to facilitate automated payment of multiple bills with a consolidated summary of payment activity

Business and business consulting services relating to the provision of credit and financial services, receipting, response handling and payment services relating to automated bill payment services; customer loyalty and rewards programs for commercial purposes relating to the provision of automated bill payment services

Financial services, namely including the provision of credit, namely money lending; electronic payment processing services, namely, receipting, response handling and payment services relating to automated bill payment services

Educational and training services , namely conducting classes, seminars, conferences and workshops in the field of business and financial services