Financial services, namely banking, payment, credit card, debit card, charge card and stored value electronic services; providing electronic processing and transmission of data and maintenance of financial records for payment services, namely, credit card and debit card services; stored value electronic purse services; payment services involving small value payments transacted by means of transponders and proximity payment devices; cardholder and merchant authentication services for electronic payments; electronic funds and currency transfer services; prepaid telephone calling card services; cash disbursement services; automatic teller machine services; electronic transaction authorization and settlement services; travel insurance services, namely, underwriting and brokerage of travel cancellation insurance and of health, life and accident insurance for travelers; check verification services; issuance of travelers checks and travel vouchers, and cashing of travelers checks and travel vouchers; advice relating to all the aforesaid services