Computer operating programs, encoded electronic chips, encoded integrated circuit cards and encoded smart cards all containing programming distributed to banking customers to enable access to banking information; and prerecorded magnetic data carriers for accessing banking information

Business management and consultation; market research; business marketing consulting services; business investigations; financial auditing; and providing commercial and statistical information in the field of banking

Insurance brokerage services and consultation; monetary exchange; financial analysis and consultation; financial planning and portfolio management; and real estate consultation

Telecommunications services, namely electronic transmission of messages and data via computer terminals