Broad based financial services, namely, banking, [ bill payment and presentment services, ] credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, electronic cash transactions, point-of-sale and point-of-transaction services, transaction authorization and settlement services, electronic payment processing services, electronic funds transfer, providing financial information, namely, credit and debit card data, [ and reports, financial records management, ] [ currency exchange services, ] and advisory services regarding all of the foregoing services