FINANCIAL PLANNING SERVICES, NAMELY, LEGACY PLANNING; UNDERWRITING LIFE INSURANCE AND CONSULTATION IN THE FIELD OF LIFE INSURANCE; COUNSELING IN THE FIELD OF DEBT REVIEW; LOAN REFINANCING FOR DEBTS; UNDERWRITING PROPERTY AND CASUALTY INSURANCE FOR BUILDING, LOSS OF INCOME, GENERAL LIABILITY, BUILDERS RISK, BUSINESS, COMPUTER EQUIPMENT, PROFESSIONAL LIABILITY, UMBRELLA, DIRECTORS AND OFFICERS LIABILITY, CRIME, EMPLOYMENT PRACTICES LIABILITY, AUTOMOBILE, REPRESENTATIONS AND WARRANTIES COVERAGE, WORKERS COMPENSATION, ERRORS AND OMISSIONS, INLAND MARINE, INTELLECTUAL PROPERTY, CONTRACTORS EQUIPMENT, FIDUCIARY LIABILITY AND SURETY BONDS