Online clearing of secure financial transactions; financial and monetary services, namely, financial analysis and consultation; financial information provided by electronic means; issuance of securities certificates; commercial lending services, financial portfolio management, discount brokerage services, brokerage of shares and venture capital funding services to start-up companies, brokerage of productive investments and funds; financial sponsorship of sports, education and entertainment programs and events; real estate services, namely, brokerage, management, leasing, and appraisal of real property; consulting services relating to bank affairs; consulting services relating to insurance affairs, namely information and brokerage of insurances; monetary exchange; banking services; credit card services; telephone calling card services; electronic commerce services, namely, electronic debit and credit card processing services, funds transfer and payment processing services; providing information via the telephone and the global communication networks in the field of finance