Computer software for use in database management, for use as a spreadsheet, for use in application and database integration, for use in the collection, editing, organizing, modifying, transmission, storage and sharing of data and information, for use in desktop publishing, for use in data compression and for use in website development in the fields of insurance, real estate and finance; computer software for use in database management, for use as a spreadsheet, for use in application and database integration, for use in the collection, editing, organizing, modifying, transmission, storage and sharing of data and information, for use in desktop publishing, for use in data compression and for use in website development in the fields of insurance, real estate and finance that may be downloaded from a global computer network

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