Compilation and management of consumer data, namely, collection, preparation, composition, processing and acquisition of consumer data; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes, namely, the provision and development of transaction based incentive, loyalty and coupon programs and systems; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes, namely, the operation, management and promotion of a transaction based loyalty, coupon and incentive program in which points, rebates, credits, payments, discounts, coupons, savings cards, discount vouchers, voucher books, incentives, prizes, free gifts, money and financial instruments are made available by participating merchants to members who utilize registered credit or debit cards for purchases; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes, namely, administering a customer loyalty program through the offering of coupons discounts and incentives; providing a web site which features advertisements for the goods and services of others through the implementation and administration of loyalty, coupon and incentive programs based on consumer purchase behavior on a global computer network; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes, namely, the operation, management and promotion of a transaction based loyalty, coupon and incentive program in which members are entered to win prizes, discounts or other incentive rewards when making purchases with registered credit or debit cards at participating merchants; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes, namely, providing an on-line transaction based loyalty coupon and incentive program via a global computer network; business consulting services, namely, providing on-line liaison services between banks, cardholders and merchants via a global computer network; management of incentive award programs to promote the sale of products and services of others by providing supplemental coupons, rewards or incentives to existing loyalty, coupon, reward, or incentive programs operated by banks or merchants; business marketing consulting services, namely, providing marketing assistance and consulting to banks and merchants to assist in the attraction of new clients and the increase in transaction volumes; operating a buying club and promoting the sale of buying club memberships and credit card accounts of others through the creation and administration of incentive award programs; business marketing consulting services; conducting business research and surveys, namely, conducting automated customer satisfaction surveys for the purpose of customer satisfaction monitoring and customer retention; business management consultancy and advisory services, namely, conducting, processing, analyzing and providing information on consumer and business incentive and loyalty award programs to promote the purchasing of goods and services of others, and to promote traffic to and usage of websites on a global computer network; loyalty programs and systems, namely, customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; banking loyalty programs and systems, namely, customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes, namely, providing internet based loyalty programs; operating on-line marketplaces for sellers of goods and/or services, namely, a bank's cardholders and merchants; customer loyalty services for commercial, promotional and/or advertising purposes, namely, providing the integration of loyalty programs and systems of others; promoting the sale of goods and services of others by awarding coupons, discounts and incentives for credit card use; business monitoring services, namely, tracking websites of others to provide details about user click traffic or visits to the website; providing on-line registration services for members to register their credit cards and obtain coupons entitling them to specific discounts and savings at participating merchants

Providing electronic processing of credit card transactions and electronic payments via a global computer network; accepting and administering monetary charitable contributions; credit card payment processing services; accepting and administering monetary charitable contributions to assist United States service persons serving in combat zones or wounded and in military hospitals; fund raising services, namely, organizing, arranging and conducting fund raising programs for the benefit of schools and non-profit organizations; issuing stored value cards; philanthropic services concerning monetary donations; providing fund raising services for others via a global computer network; stored value card services

Electronic storage of data, namely, consumer data; electronic storage of files and documents; on-line computer services for storing content items selected by users from Internet web pages

Computer consultation in the field of computer and computer software systems which conduct and manage loyalty, incentive, and marketing award programs