Computer operating programs for accessing banking information; encoded electronic chips, encoded integrated circuit cards and encoded smart cards all containing programming distributed to bankers and banking customers to enable access to banking information; magnetic data carriers for accessing banking information; and sound recordings, namely, records, compact discs, cassettes, and other recorded tapes of music of interest to bankers and banking customers

Pamphlets, brochures and newsletters relating to banking, business, finance, insurance, real estate and/or commerce

Advertising; business management; business administration; business operation, business administration and office functions; accounting services; tax declaration procedure services; providing statistical information for business or commercial purposes; elaboration of statements of accounts, namely, providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information; market research studies; business information in the field of business management; market research; business marketing consulting; business investigations; financial auditing; and commercial statistical data; payroll preparation; economic forecasting and analysis; sales promotion for third parties; bookkeeping; commercial information agency services; cost analysis; consultancy services pertaining to business management and administration; data compilation in a central computer, namely, the recording, transcription, composition, compilation and systematization of written communications and recordings, as well as the compilation of mathematical or statistical data; message transcription services; telephone answering services for unavailable subscribers; direct mail advertising; organizing exhibitions for commercial or advertising purposes; newspaper subscription services; on-line advertising on computer networks; verification of check and credit card accounts; electronic commerce services, namely, providing information about products via telecommunication networks for advertising and sales purposes

Banking services; insurance brokerage services and consultation; monetary exchange; financial analysis and consultation; providing financing information, financial planning and portfolio management; and real estate consultation; issuing credit cards; credit card services and debit card services

Telecommunication services, namely, electronic transmission of messages and data via computer terminals; telecommunications services, namely, personal communication services; communication services, namely, transmission of voice, audio, visual images and data by telecommunications networks, wireless communication networks, the Internet, information services networks and data networks; telecommunication services in the nature of providing telephone services with various telephone features, namely, a dedicated toll-free number, voicemail, multiple mailbox extensions, telephone message notification, fax capabilities, detailed call reports, call waiting, call identification, call forwarding, and message waiting; electronic message sending; transmission of news; news agencies, namely, the transmission of news items to news reporting organizations; television broadcasting services; radio broadcasting services; transmission of messages and images assisted through computer terminals